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BeniCard

Why Choose BeniCard?

The Best Benefits BeniCard opens the door for cardholders to the same networks insurance companies contract with to obtain wholesale prices for doctors, dentists, hospitals and other provider services. This means our cardholders enjoy the same wholesale rates for their doctor and hospital provider services, along with contract pricing on Prescriptions, dental, vision and hearing services.

The BeniCard is not insurance, there are:

  • No Medical Tests or Questions
  • No Exclusions for Pre-Existing Conditions
  • No Age Restrictions
  • No Waiting for Reimbursement
  • No Restrictions on Services

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BeniCard is ideal for:

  • Medical Insurance Alternative
  • An Uninsurable looking for savings
  • One who can't afford the high cost of medical insurance
  • Medical Insurance complement
  • One who has a Health Savings Account medical plan
  • One who has limited insurance coverage and would like discounts
  • One's Medical Insurance Plan does not cover prescriptions, vision, dental benefits
  • Dental Insurance Alternative
  • One who Can't afford Dental Insurance
  • People interested in pooling together with millions of other members to save money on costly services.
  • Coverage for your Entire Household:

One card covers all individuals residing in your household including spouse, partner, natural born children, stepchildren, a partner's children, children for whom you have assumed legal or financial responsibility, and parents who reside in the your household.

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Nationwide Discounts:

  • Physicians & Hospitals – over 400,000 providers
  • Dental – 25,000 Dental Providers
  • Vision – 15,000 Vision Providers
  • Chiropractors – one of the largest networks in the US
  • Hearing plan – largest network of Audiologists in the US

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Members also Receive:

  • Vitamins And Nutritional Supplements - Generous Mail Order Savings
  • Emergency Travel

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A Plan That is Easy to Use:

  • Enroll online in less than 5 minutes
  • Pay monthly fees directly from your credit card or bank account
  • Receive a membership kit and ID card within 3 weeks
  • Make your appointment with any participating health care provider.
  • Show your ID card at the doctor's office at the time of the visit
  • Pay the reduced rate at the time of service.

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Testimonials:

  • Best Benefits Dentist is located about ½ mile from my home, so I gave him a try. I saved 42% on cleaning, x-rays, and a comprehensive oral exam, and I like the dentist! - R.B.

  • The original price of my prescription was $33. By using the mail order service the drug cost $7.07. - F.C

  • I’m on a fixed income, so I’m thankful that I can get first-rate hearing services at such affordable prices. I especially like the free consultation and maintenance. -K.L.

  • My frames were discounted 50%, from $130 to $65. The lenses were regularly about $45 and I was charged a flat rate of $19.99. This added up to $90 in savings. -K.J.

  • Now, after 4 years of back pain, I’m my old self again. I’m playing tennis, climbing stairs, and sleeping great. With the Best Benefits Chiropractic Plan, I got treatment that I could afford.-E.H.

  • We’re concerned about nutrition and eating well. Now we can buy a range of vitamins for about half of what we used to spend. -D.M.

  • My husband suddenly became ill on our South American cruise. The Best Benefits Plan covered the costs to get us home, and he got the best treatment along the way. -C.R.

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Frequently Asked Questions (FAQ's)

What is the Best Benefits BeniCard?

The Best Benefits BeniCard is a health care savings program that entitles cardholders to significant discounts on ancillary health care services through the power of numbers. With a member base of over 3.5 million, Best Benefits has significant negotiating power with providers. Here are some highlights of the card:

  • No maximums
  • No limitation for age or pre-existing conditions
  • Available and Accessible in every state in the US

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What providers are in my area?

There are more than 400,000 doctors, 50,000 hospital facilities, 40,000 pharmacies, 25,000 dentists, 12,000 vision providers, 6,000 chiropractors, 2,000 hearing providers in the Best Benefits BeniCard plan. You can search for providers by your zip code and specialty in the Provider Search section of this website.

When you receive your Best Benefits BeniCard startup kit after you enroll, you will also receive a partial list of some of the providers in you area. You can also call the customer service toll free number on the back of your membership card at any time to find out about providers nationwide.

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Do I have to change doctors, dentist, or other providers?

If your current provider is in the network, you only need to show your Identification Card to start saving money. If your provider is not in our network, you can either call the toll free customer service number on the back of your card to refer your provider or you can choose another provider in the area. There are no referrals necessary to see a participating provider.

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How does the program work?

Within 72 hours of our receipt of your payment, a membership packet will be sent to your home. The packet should contain a customer service number, your personalized health care savings card, a list of provider locations close to your residence, and a detailed description of each benefit.

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How is the program different from insurance?

The Best Benefits BeniCard card is different than insurance because there are no restrictions on pre-existing medical conditions, no state exclusions, no age restrictions.

Do I have to wait for my card to receive discounts?

Your membership card will be sent out within 72 hours after receipt of payment. Once you receive the card you will have access to all benefits including discounts on health care. You will receive an email confirmation of your purchase for your records.

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What if I have some medical insurance, how does this plans work with my existing plan?

Your Best Benefits BeniCard can be used along with your medical insurance to reduce your out-of-pocket expenses. Plus, the discount card can apply to services not covered by your medical insurance. In many circumstances, vision, dental, chiropractic, vitamins, nutritional supplements, and certain prescription drugs are not covered by medical insurance plans. The BeniCard complements Health Savings Accounts.

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What if I have a question or need any help?

Simply call a customer service representative about the program.

Are there any restrictions because of age or pre-existing medical conditions?

No, since Best Benefits BeniCard is not an insurance program there are no restrictions on age or pre-existing medical problems.

Can membership be denied?

No. Because Best Benefits BeniCard is not an insurance program, there are no restrictions because of age or pre-existing conditions.

Can anyone in my immediate family use my ID card?

Yes, immediate family members residing in your household can use your Best Benefits BeniCard membership card.

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If I get married will my spouse be covered?

Yes.

Can I get a second card for my spouse, child, etc.?

Yes, but the card will have the primary BeniCard name on it.

What if I lose my card?

If you lose your card, please call 1-800-308-0374 so a new one can be sent to you.

Will this membership keep my medical information private?

Best Benefits BeniCard has no access to private medical information, only the providers have that information.

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What is the refund/cancellation policy?

If you are unsatisfied with Best Benefits, then you can cancel your membership at anytime for a full 30 day money back guarantee.

Are the prices the same at each provider?

No, the reduced fee depends on the region you live in, the service performed, and what the provider normally charges for that service.

Do I have to pay at the time of service?

Yes, you must pay the provider once you've received the service. Participating physicians have an agreement that they will not bill the member for the difference between their usual fee and the reduced fee.

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How is pricing for prescription drugs determined?

The Best Benefits BeniCard prescription drug program provides savings on both generic and name-brand prescriptions. It allows for unlimited use by the member and his/her family.

Prescription drug costs vary by provider due to differences in both retail and wholesale prices for their products. When the pharmacy’s usual and customary charge (retail price) is lower than the Best Benefits BeniCard discounted price, members will pay the lowest price.

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Does the Best Benefits BeniCard card cover co-payments?

No, the Best Benefits BeniCard is not insurance. The plan gives you discounts at providers nationwide.

Does the Member's Best Benenfits card cover deductibles and co-payments?

No, the Best Benefits BeniCard is not insurance. The plan gives you discounts at providers nationwide.

What if I need a provider in another community or state?

Simply call toll free at, 1-800-308-0374, and a Best Benefits BeniCard customer service representative will assist you in locating a provider in the area you need. Just have the zip code or city name ready when you call and you can receive the information while you're on the phone.

What if a provider doesn’t accept my card?

If a provider does not accept the card, contact customer service at 1-800-308-0374 and the representative will contact the provider and mediate the situation.

What if my provider is not a participant in your program?

With your membership packet, you will receive a list of network-affiliated providers in your area. You must use a health care service provider within the network for discounts to apply.

With your Best Benefits BeniCard card you can access all member benefits and discounts. To receive discounts, present your Identification Card to the provider when you arrive for your discounted product or service.

He/She will find out the reduced fee for the services given using your identification number. You must pay the reduced fee at the time of service. Participating physicians have an agreement that they will not bill the member for the difference between their usual fee and the reduced fee.

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How do I apply?

It only takes a couple of minutes to enroll and it is Guaranteed acceptance regardless of your health or occupation.

There are two ways to sign up:

(1) Online

(2) Telephone: Just call 1-800-636-1263

Can groups or associations join this program?

Yes, the Best Benefits BeniCard can be a great benefit for employees and association members looking to save on health, dental, vision, and prescription costs. Enrollment is simple and fast.

Groups and associations can be list billed to one location or to each individual separately.

Please Contact us if you have any questions about any of our health insurance plans.

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Accent Health Insurance, 5025 Baldpate, Corpus Christi, Texas 78413, (361) 991-7955, Toll Free (800) 636-1263

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