The Best Benefits BeniCard opens the door for cardholders to the same networks insurance companies contract with to obtain wholesale prices for doctors, dentists, hospitals and other provider services. This means our cardholders enjoy the same wholesale rates for their doctor and hospital provider services, along with contract pricing on Prescriptions, dental, vision and hearing services.

One card covers all individuals residing in your household including spouse, partner, natural born children, stepchildren, a partner's children, children for whom you have assumed legal or financial responsibility, and parents who reside in the your household.

Members also Receive:


The Best Benefits BeniCard is a health care savings program that entitles cardholders to significant discounts on ancillary health care services through the power of numbers. With a member base of over 3.5 million, Best Benefits has significant negotiating power with providers. Here are some highlights of the card:
There are more than 400,000 doctors, 50,000 hospital facilities, 40,000 pharmacies, 25,000 dentists, 12,000 vision providers, 6,000 chiropractors, 2,000 hearing providers in the Best Benefits BeniCard plan. You can search for providers by your zip code and specialty in the Provider Search section of this website.
When you receive your Best Benefits BeniCard startup kit after you enroll, you will also receive a partial list of some of the providers in you area. You can also call the customer service toll free number on the back of your membership card at any time to find out about providers nationwide.
If your current provider is in the network, you only need to show your Identification Card to start saving money. If your provider is not in our network, you can either call the toll free customer service number on the back of your card to refer your provider or you can choose another provider in the area. There are no referrals necessary to see a participating provider.
Within 72 hours of our receipt of your payment, a membership packet will be sent to your home. The packet should contain a customer service number, your personalized health care savings card, a list of provider locations close to your residence, and a detailed description of each benefit.
The Best Benefits BeniCard card is different than insurance because there are no restrictions on pre-existing medical conditions, no state exclusions, no age restrictions.
Your membership card will be sent out within 72 hours after receipt of payment. Once you receive the card you will have access to all benefits including discounts on health care. You will receive an email confirmation of your purchase for your records.
Your Best Benefits BeniCard can be used along with your medical insurance to reduce your out-of-pocket expenses. Plus, the discount card can apply to services not covered by your medical insurance. In many circumstances, vision, dental, chiropractic, vitamins, nutritional supplements, and certain prescription drugs are not covered by medical insurance plans. The BeniCard complements Health Savings Accounts.
Simply call a customer service representative about the program.
No, since Best Benefits BeniCard is not an insurance program there are no restrictions on age or pre-existing medical problems.
No. Because Best Benefits BeniCard is not an insurance program, there are no restrictions because of age or pre-existing conditions.
Yes, immediate family members residing in your household can use your Best Benefits BeniCard membership card.
Yes.
Yes, but the card will have the primary BeniCard name on it.
If you lose your card, please call 1-800-308-0374 so a new one can be sent to you.
Best Benefits BeniCard has no access to private medical information, only the providers have that information.
If you are unsatisfied with Best Benefits, then you can cancel your membership at anytime for a full 30 day money back guarantee.
No, the reduced fee depends on the region you live in, the service performed, and what the provider normally charges for that service.
Yes, you must pay the provider once you've received the service. Participating physicians have an agreement that they will not bill the member for the difference between their usual fee and the reduced fee.
The Best Benefits BeniCard prescription drug program provides savings on both generic and name-brand prescriptions. It allows for unlimited use by the member and his/her family.
Prescription drug costs vary by provider due to differences in both retail and wholesale prices for their products. When the pharmacy’s usual and customary charge (retail price) is lower than the Best Benefits BeniCard discounted price, members will pay the lowest price.
No, the Best Benefits BeniCard is not insurance. The plan gives you discounts at providers nationwide.
No, the Best Benefits BeniCard is not insurance. The plan gives you discounts at providers nationwide.
Simply call toll free at, 1-800-308-0374, and a Best Benefits BeniCard customer service representative will assist you in locating a provider in the area you need. Just have the zip code or city name ready when you call and you can receive the information while you're on the phone.
If a provider does not accept the card, contact customer service at 1-800-308-0374 and the representative will contact the provider and mediate the situation.
With your membership packet, you will receive a list of network-affiliated providers in your area. You must use a health care service provider within the network for discounts to apply.
With your Best Benefits BeniCard card you can access all member benefits and discounts. To receive discounts, present your Identification Card to the provider when you arrive for your discounted product or service.
He/She will find out the reduced fee for the services given using your identification number. You must pay the reduced fee at the time of service. Participating physicians have an agreement that they will not bill the member for the difference between their usual fee and the reduced fee.
It only takes a couple of minutes to enroll and it is Guaranteed acceptance regardless of your health or occupation.
There are two ways to sign up:
(1) Online
(2) Telephone: Just call 1-800-636-1263

Can groups or associations join this program?
Yes, the Best Benefits BeniCard can be a great benefit for employees and association members looking to save on health, dental, vision, and prescription costs. Enrollment is simple and fast.
Groups and associations can be list billed to one location or to each individual separately.
Please Contact us if you have any questions about any of our health insurance plans.