Celtic Health Insurance Company offers serveral choices of health care plans to choose from.
- Quality, basic health insurance coverage
- Affordable rates to fit your budget
- Coinsurance 80/20% PPO
- $5,000,000 Maximum Lifetime Benefit protection
- $30 Copay Office Visits - 2 per year
- $200 wellness benefit included
- Prescription Drugs Copay Drug Card option or Free Rx Discount Card
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- Lowest Cost plan
- $10 Co-payment for Non-Preventive Doctor visits
- Deductible choices range between $1,000 and $10,000
- Co-insurance Options are 70/30, 80/20, and 100%
- $5,000,000 Lifetime Maximum Benefits
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- $25 Co-payment for non-preventive doctor visits - Choose any doctor
- Deductibles range between $1,000 and $10,000
- Co-insurance Options are 70/30, 80/20, and 100%
- $5,000,000 lifetime Maximum Benefits
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- Preventive Care up to $300 per year covered at 100% with deductible waived
- $50 for eye exams
- $15 Co-payment for each Generic Prescription
- $ 35 Co-payment Plus a 20% co-insurance for Brand-Name drugs with no generic substitutes
- $5,000,000 Lifetime Maximum Benefits
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The Celtic Basic Health Plan works hard for you by controlling costs through a national PPO network and Pharmacy network.
PPO stands for Preferrred Provider Organization, which is a network of medicla care providers, such as physicians, specialists, and hospitals, who have agreed to provide their services at a negotiated discount to Celtic Clients.
This means you save two ways. Celtic partners with Private Health Care Systems-one of the leading Preferred Provider Organizations in the country-so you pay lower premiums than comparable non-PPO plans. Plus, when you use the network providers you pay a lower percentage of the costs based on the Celtic negotiated discount.
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Today's changing needs and budgets call for a low-cost, high-quality health plan. The Celtic Basic Plan offers a basic benefit structure with additional client cost-sharing to keep premiums low. And Celtic guarantees your premium rate for the first 12 months of coverage, an offer many insurance companies won't make.
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