- Gap Health Insurance - Limited Benefit Hospital Expense Policy
- Hospital Inpatient Deductible
- Co-Payments and
- Co-Insurance Cost
- Gap Plan Helps manage your Health Insurance Cost
- Gap Plan Keeps money in your pocket
- People concerned about high Major Medical Premiums
- People not currently insured who want to keep premiums low when they buy a Major Medical Policy
- People with Major Medical Health Insurance Coverage
- People with Comprehensive Health Insurance Coverage
We can help you Save up to 40% on your Monthly Health Insurance Premiums
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Gap Plans Pay 100% of Out of Pocket:
- Deductible
- Co-Payments and
- Co-Insurance - required by your Major Medical Policy for Hospital Inpatient Treatment up to the Calendar-Year maximum benefit.
Choose Calendar-Year Maximum Benefit
- $2000
- $2,500
- $3,000
- $4,000
- $5,000
- $7,500
- $10,000
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Lisa and Michael are each 40 years old and have 2 children ages fourteen and sixteen years old. They have a $500 deductible on their Major Medical Policy, which also requires a Co-payment and Co-insurance.
Their monthly Major Medical premium is $1104. Lisa and Michael increased their Major Medical deductible from $500 to $5,000. This reduced their monthly premium to $491.
They purchased a gap $7,500 gap policy for $145 in monthly premium. Their new monthly premium for their Major Medical and gap policy combined is $636.
They saved $468 per month by raising their Major Medical deductible and purchasing a gap policy.
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