For more than 50 years, Golden Rule has developed cheap, low cost, affordable, health insurance products specifically designed to meet the needs of individuals and families across America. Golden Rule is now a United Healthcare Company.
Golden Rule has provided health insurance products since 1946. Golden Rule is rated highly by two leading rating agencies for health insurance companies and a well respected company in the insurance industry.
Golden Rule is a solid choice for people looking for quality and service.
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- $25 Doctor Office Copay
- Deductible Choices - $500, $1,000, $1,500, $2,000 - Calendar Year
- 80/20% Coinsurance per covered person
- Maximum out-of-pocket $2,000 plus deductible
- $3,000,000 Lifetime Maximum per covered person
- $15 Copay Generic Prescription
- $30 Copay Preferred Brand Prescription
- $60 Copay Non-Preferred Brands
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- $35 Doctor Office Copay - 2 visits per person per year
- Deductible choices - $2,000 - Calendar Year
- 80/20% Coinsurance per covered person
- Maximum out-of-pocket $3,000 plus deductible
- $3,000,000 Lifetime Maximum per covered person
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- Deductible Choices - $2,500, $3,500, $5,000 - Calendar Year
- Coinsurance 100%
- $3,000,000 Lifetime Maximum per person
- Dental and Vision Discounts
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- Deductible Choices - $2,500, $3,500, $5,000 - Calendar Year
- Coinsurance 80/20% to $15000 then 100%
- $3,000,000 Lifetime Maximum per person
- Dental and Vision Discounts
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- Deductible Choices - $500, $1,000, $1500, $2500, $3,500, $5,000 - Calendar Year
- Coinsurance 80/20% to $15,000 then 100%
- $3,000,000 Lifetime Maximum per person
- Dental and Vision Discounts
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- Deductible Choices - Individual $1,050, $1,800, $2,700, $3,500, $5,000
- Deductilble Choices - Families $2,150, $3,650, $5450, $7,500, $10,000
- Coinsurance 100%
- $3,000,000 Lifetime Maximum Benefits
Some other health insurance plans offered by Golden Rule are High Deductible and Basic Health Insurance Plans. High Deductible Health Insurance Plans and Basic Plans are designed for individuals and families willing to take additional responsibility for routine health care expenses in exchange for lower premiums.
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- Maternity Benefit - $2,500 or $4,000
- Prescription Drug Card
- Supplemental Accident Benefit
- HSA Hospital Indemnity Rider
- Term Life Insurance Benefit
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