You want to be the smartest consumer you can - but complicated health plans from some insurance companies make it difficult. That's why Assurant Health offers you the One Deductible Plan. It's the smart, simple, economical way to look at health insurance.
Smart
One Deductible is a high deductible plan designed to keep money in your pocket. It means you're not paying for benefits that you may never use. Wouldn't that feel good for once?
Simple
One Deductible means just that - one for everyone. The integrated deductible includes all covered expenses, including prescriptions, for all covered persons. There's no keeping track of separate deductibles for each member of your family.
Economical
For Webster's, economical means careful, efficient use of resources. For Assurant Health, economical means One Deductible. The money you save on premiums can more than pay for everyday needs, if you have them. If the unexpected does happen, you're protected from financial hardship - it's what health insurance is for. And, with Healthy Discount*, offered with One Deductible Plan, you can save even more!
The right blend of tax-advantaged savings and health insurance - the extra funds help perk up your day - the security lets you sleep at night.
With an Assurant Company Health Savings Account (HSA) and Plan, you get more than complete major medical coverage - you get premium savings and tax advantages that translate into extra money in your pocket.
Invest those extra funds in your HSA, and they're tax-deductible. Let your funds gain interest, and it's tax-deferred. Withdraw the funds to pay for qualified expenses (like medical expenses, eye glasses, braces, and long-term care insurance premiums), and they're tax-free. Leave your funds in your HSA and it works like an IRA - only better. Keep reading to see the many benefits of an HSA, and learn how easy it is to start and maintain this unique tax-favored account.
Get a Free Health Insurance Quote Today!
A Health Savings Account (HSA) gives you many advantages in saving for future health care expenses. Authorized by federal legislation, HSA's have been called the "medical IRA" because they offer tax advantages on all contributions, interest and qualified withdrawals.
If you have:
- A qualified high deductible medical plan
You can use an HSA to get: 
- Greater Control over your health care dollars. You withdraw your funds when you need them. Withdrawals are tax-free and penalty-free when made for qualified expenses.
- Funds for a broader range of health care services.
- A retirement income supplement. At age 65, accumulated funds can also be withdrawn for medical expenses not covered by Medicare - tax-free. Funds for non-qualified expenses are subject to income tax.
- Tax advantages. Contributions and earnings are tax-free. Distributions are also tax-free if used for qualified medical expenses.
Free Health Insurance Rate Quotes Today!
Here's how you start and maintain your HSA.
- Choose an HSA administrator
- Set up your HSA.Your agent can walk you through the simple process.
- Make tax-deductible contributions. With single or family coverage, you can contribute up to 100% of your deductible or $2,600 for an indvidual, $5,150 for a family -whichever is less.
- Watch your account grow, tax-deferred.
- Withdraw funds for qualified expenses, tax-free and penalty-free, whenever you choose.
Get a Free Medical Insurance Quote Today!
The HSA/One Deductible Plan is a high deductible health insurance plan, specially designed according to guidelines established by HSA legislation.
With an HSA/One Deductible Plan, you get:
- One single, integrated deductible - all covered expenses for all covered persons apply to this one deductible.
- Significant premium savings resulting from the high deductible.
- The dependable coverage of Preferred 2000 Health Plans, including:
- Lifetime benefit options up to $8 million
- Worldwide coverage, 24 hours-a-day
- A first-year rate guarantee
- Prescription drug coverage
And anyone can apply for this health insurance plan, even without the savings account.
Get a Free Health Insurance Rate Quote Today!
