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Millions of self employed people don't have health insurance coverage. Finding quality, affordable self employed Health Insurance is a difficult task for most people. It is even more difficult for people with Pre-existing Conditions.

One of the major hurdles facing the self employed is finding a low cost health insurance plan that they can fit into their budget.

Small business owners are just not able to afford reliable self employed health insurance coverage for themselves or their employees. Many self employed people have Pre-existing Conditions, such as Diabetes, and have been unable to secure adequate coverage.

According to the Employee Benefit Research Institute (EBRI) there are more than 27 million working people in the United States uninsured, many of them self employed. Sixty three percent are self employed, work for a small business, or are themselves owners of the small business.

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Self Employed Health Insurance, InsureMe

Accent Health Insurance is very happy to announce its affiliation with InsureMe, in an effort to provide better service to Individuals, Self Employed, Small Business Owners, and their Employees. We offer health insurance to Self employed small business owners natiowide.

We look forward to the opportunity to help the self employed business owner secure more affordable small business health insurance coverage, that they can keep for the long term. This is possible due to stable rates achieved through the method we use in establishing their health insurance plans.

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Small Business Health Insurance, Pre-existing Conditions

The traditional health care system is collapsing with now over 45 million people uninsured and even a larger number of under insured people. This is due to an all or nothing single health insurance policy approach to health insurance.

However, many self employed people have realized that purchasing a single health insurance policy loaded with all inclusive health care benefits may not always work well long term.

Many small business owners either can't afford health insurance coverage, can't qualify medically due to pre existing medical conditions, or can't sustain the health insurance policy rate increases, seen in many self employed health insurance plans.

In recognizing the seriousness of the self employed health care issues, Accent Health Insurance and has developed a strategic and effective plan to solve them. Our goal is to provide the self employed small business owner health insurance with stable rates over time.

We are able to do this by finding and utilizing Insurance Companies, that will insure people with preexisting medical conditions, or medical conditions that most insurance companies would consider uninsurable.

Our mission is to make self employed health insurance, both available and affordable to all self employed people, including those people with preexisting conditions.

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Health Insurance - Self Employed

The solution to the self employed health insurance problem is achieved by combining traditional health insurance products with the health care benefit package offered through non-insurance health care alternatives. This is a very effective way for self-employed, small business owners and other under insured people to get affordable health care coverage.

If you are self employed, we can help get you qualified or approved for health insurance plans, doctor copays, and Prescription Drugs, even though you have pre-existing medical conditions.

By dividing the medical risks of the self employed among several health insurance plans, no one company is at risk for the entire health claim, which helps keep prices more stable over time.

Arranging health coverage in this manner also enables self employed people and small business owners to pick and choose their health insurance benefits in building their own health insurance plans for themselves, their families and their employees.

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Self Employed Health Insurance Scenarios

Four Situations We Can Help

Affordability Issues
Preexisting Medical Conditions
Extensive Rate Increases
Supplemental Health Insurance Products.

If you are a self-employed small business owner in one of the above four scenarios, and are tired of the continuous rate increases on your health insurance policy, we would like to help you find affordable self employed health insurance, with stable rates.

If you have been declined for self employed health insurance coverage in the past we would like to have the opportunity to help get you and your family approved for the health insurance coverage.

Let us give you a self employed health insurance quote. We will show you how we can help you secure health insurance coverage for yourself, your family, and your employees, including people with a pre-existing health condition or preexisting conditions.

We market to self employed small business owners in Texas and throughout the country.

We also have the Health Insurance High Risk Pools resources available on our website. This is invaluable information on what your state may offer in the way of health insurance for high risk people. Not all states offer risk pools, but over 30 states do offer high risk pool coverage.

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Websites for the Self Employed Business Owner

National Business Association

''The National Business Association (NBA) is a not for profit association, specifically designed and actively managed to assist the Self-Employed and Small Business Community in achieving their professional goals."

National Association for the Self-Employed

The National Association for the Self-Employed (NASE) is the nation's leading resource for the self-employed and micro-businesses providing a broad range of benefits and support to help the smallest businesses succeed.

Alliance for Affordable Services

The Alliance For Affordable Services is a not for profit association that is dedicated to helping members keep more of their hard-earned dollars in their own pockets. To that end, the Alliance uses the power of the group to negotiate significant savings for its members on a variety of benefits and services.

The Alliance represents approximately 150,000 small business owners and individuals nationwide.

American Association of Employees and Self-Employed Persons

The American Association of Employees and Self-Employed Persons (AAESEP), is a nationwide non-profit organization that offers American workers access to critical information on employment law, workplace health and safety and benefits such as insurance, job training, job search resources, and opportunities to take action on the policies and programs that will dramatically affect their lives.

Employee Benefit Research Institute

The mission of the Employee Benefit Research Institute (EBRI) is to contribute to, to encourage, and to enhance the development of sound employee benefit programs and sound public policy through objective research and education.

FirstGov.Gov Website

This website has everything from Financial Assistance, Franchises, Copyrights, Patents and Trademarks to Getting Started, Hiring, Laws and Regulations, Licensing, Retirement Plans, Scams and Fraud, Social Security and Medicare and Taxes. It is a must Website to bookmark for the Self Employed Business Owner.

Social Security Online Website

This website discusses Paying Social Security and Medicare tax, Work credits, Figuring your net earnings, How to Report Earnings, Family business arrangements, How to Contact Social Security and much more. It is another great resource for the Small Business Owner.

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State Links to Internal Revenue Service - Department of the Treasury

These are links to websites of State government with information very useful to self employed business people. There is helpful information for everyone in business for themselves. Each state has several websites listed.

An example of some of the websites in Texas as of August, 2006 were the Texas State Website, Small Business Events in your Area, Business and Consumer Services, Secretary of State-Corporations, State Regulatory Contacts, Taxation, Employer Links, and General Websites.

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