Ideal for people who are:
- Between Jobs
- Between Health Insurance Plans
- Waiting for Employer Group Coverage
- College Student
- Recent Graduate
- Unemployed or Laid off
- Need a COBRA Alternative
- Part Time or Temporary Employee
- Self Employed
Short Term Health Insurance is also Ideal for anyone else who is experiencing a gap in coverage and needs temporary health insurance coverage. We offer several Insurance Companies that offer short term medical insurance.
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Short Term Health Insurance is perfect for people who are in a time of change. Over 16 million people in the U.S. will be purchasing short term or temporary health insurance coverage this year. Short term health insurance is primarily for individuals or families who are healthy and have no need of coverage for preexisting conditions. It is designed to be an affordable bridge in coverage until permanent coverage can be secured. 
While most Short Term policies can be purchased for periods up to 12 months, some Temporary Health Insurance plans are now available for up to 36 months. Short Term Medical plans have limitations and exclusions, so read your plan carefully, to see what is covered and what is not.
Many short term health insurance plans do not include prescriptions with the short health insurance coverage.
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- Nation's leading seller of short term medical insurance
- Coverage as early as the next day
- Freedom to choose your own doctors and hospitals
- Prescription drug coverage included
- $2 million coverage maximum per policy period
- Flexible payment options: single or monthly
- Coverage for persons up to age 64 and 11 months -
- Obtain insurance for the exact number of days coverage needed
- Extension of benefit provision
- Extension of Benefits Plus (60 day/$1000 benefit for non-disabling conditions)
- Satisfaction guaranteed - 10-day free look
- Plans available in 44 states
- Varies by state.
Plan availability varies by state. See the insurance contract for a full explanation of plan benefits, limitations and exclusions. Insurance products are issued and underwritten by Fortis Insurance Company, Milwaukee, WI
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Most Short Term Health Insurance Plans cover like an indemnity policy, which allows you to see any physician or go to any hospital of your choice. However, most plans require you to be pre-certified before going.
Outpatient or inpatient surgery, hospital care, diagnostic testing and lab work, prescription drugs, and follow up physician visits are covered with most temporary medical insurance coverage.
Preventive care such as check ups, female exams, and immunizations is usually not a covered expense under a short term health insurance plan.
There is usually a guarantee period of 30 days during which the insurance company will refund all money paid in you are not satisfied with the temporary health insurance plan.
Short term health insurance plans are popular due to the low cost. The affordable cost of these plans is partially due to the fact that preexisting conditions are not usually covered.
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In addition to offering short term health insurance to people who are healthy, we also offer short term health insurance plans for people who have prexisting medical conditions.
If you are a college student or an international college student, who has a preexisting condition or serveral preexisting medical conditions, let us help you secure short term medical insurance coverage.
Get a Free Medical Insurance Rate Quote Today!
