Unicare Health Insurance Insurance Rate Quotes
- We are happy to be able to provide the many individual health insurance plans Unicare Life and Health Insurance Company offers for individuals, families and self employed small business owners in Texas.
- If you are looking for a personal health insurance plan for yourself, your family or your employees, UNICARE has "The Cure for Healthcare®."
- There's a UNICARE plan that is right for you, one that offers peace of mind, and health care coverage at a price you can afford. Let Accent Health Insurance design a plan for you. Compare and save.
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UniCare Individual-Family Health Insurance
Saver 2000 PPO Plan
- Lowest Cost UniCare Plan
- Two doctor visits per person per year at $30 Co-payment
- Deductible for major expenses is $2,000
- Co-payment per Generic Prescription is $10
- Lifetime Maximum/person for covered expenses is $5,000,000
- Dental insurance optional
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Enhanced FIT PPO Plans
- Unlimited Doctor Visits
- $30 Co-payment per Doctor visit-deductible waived
- Co-insurance 80/20 for $500 and $1,000 deductibles (all others 75/25%)
- Deductibles of $500 to $5,000
- Preventive Care first $300 covered at 100% with deductible waived
- Dental Insurance Optional
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Health Savings Accounts (HSA)
- Deductibles of $1,000-$5,000 for an individual
- Deductibles of $2,000-10,000 for a family
- Co-insurance of 80/20 or 100%
- Dental insurance optional
Performance PPO Plan
- This plan offers the most benefits of all the Individual Unicare Health Insurance Plans. The Performance Series of PPO Plan offers a large selection of deductibles from $500 to $5,000 with many in between.
- Lifetime maximum limit of $5,000,000 per person is the same as the Saver 2000 and the Consumer Choice Plans. The coinsurance is also the same.
- Doctor Office Visits are 4 per person per year at $30 per visit, similar to the Consumer Choice Plan.
- One of the big differences, however, is with the prescription drugs. Although the generic drugs are the same price as the Consumer Choice Plan the brand names are very different.
- Brand Name prescription deductibles for the Performance PPO Plans are much lower than the $1,000 deductible for the Consumer Choice Plans. The Brand Name Deductible is only $100 for the $1000 deductible plan and $200 for the 2,000 deductible plan or 10% of the base plan deductible.
- The brand name copayment is also quite a bit less. The brand name copayment with the Performance PPO Plan is $25 per Prescription after the deductible.
- There are also other benefits offered in the Performance series not offered in either the Saver 2000 or the Consumer Choice Plans.
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